Basic Model (USDC-Only)

This is the simplest way to invest on 8lends. You supply USDC directly to a project, and in return, you receive monthly interest and your principal back when the loan ends. Simple.

With the Basic Model, you can also earn $8LENDS tokens by completing tasks. So, yes, you still benefit from taking part in the ecosystem.

But here’s what’s not available if you choose the basic model (USDC-only):

No cashback rewards (PoL, EAB). No CT-token with on-chain investment proof . No option to exit early through the secondary. market.

In other words, this is a great option if you're looking for something straightforward and passive. But if you want full flexibility, early exit options, and more earning opportunities — the Token-Based Model gives you all of that.

Both models are solid. Choose the one that fits your strategy best.

You’re always in control.