As 8lends grows, we’ll layer in additional modules to deepen engagement, align incentives, and broaden market appeal. Planned enhancements include:
Strategic Reserve Fund - to 4/2025
Carve out a dedicated treasury pool funded by platform fees to back future liquidity, insurance, and ecosystem development.
Auto-Invest & User Pools - to 1/2026
Launch pooled investment vehicles—both on-chain and off-chain—that automatically allocate new tranche capital and secondary-market CT-tokens according to each participant’s preferences, with zero manual intervention.
Staking & ve-Tokenomics - to 1/2026
Introduce a time-locked staking mechanism for $8LENDS holders (ve-tokens), granting tiered benefits such as reduced KYB fees, enhanced PoL caps, governance rights, and bonus yield streams.
Credit-Expert Stakeholders - ??? - 3/2026
Onboard external KYB/DD specialists, analysts, and risk advisors as on-chain stakeholders. By staking $8LENDS and delivering high-quality due-diligence or analytics, they earn token rewards and help raise overall platform credit standards.
Repeat-Review Discounts - 4/2025
Offer tiered fee discounts for Projects that periodically renew their KYB/DD checks, incentivizing long-term compliance and transparency.
Decentralized Priority Marketplace - ??? - 2027
Build a peer-to-peer market for subordination priority rights: all CT-holders receive identical Middle-priority tokens at mint, then freely trade “High” slots among themselves. Upgraders pay downgraders directly, fully removing the Platform from the priority trading loop.
Credit Default Swaps(CDS) - 2-3/2027
Create a modular CDS product:
Buyer pays a one-time premium (e.g. 10 $8LENDS) to
Seller, who must lock up collateral (e.g. 100 $8LENDS) until loan maturity.
In case of default, the Buyer claims the locked collateral; if no default, the Seller reclaims collateral plus the premium.
Cashback Vesting - ??? - 2-3/2026
Implement configurable vesting schedules for PoL/EAB/PoR rewards: newly minted $8LENDS are held in a vesting ledger and unlocked—either linearly or via custom curves—over a set period (e.g. 3–6 months).
Modular rollout: Each module will be deployed independently, preserving backward compatibility and ensuring a smooth upgrade path for all Users, Projects, and Affiliates.