Roadmap

The roadmap outlines the strategic development phases of the 8Lends platform, highlighting key milestones and initiatives aimed at enhancing the platform's capabilities and expanding its reach.

Q1 2025: MVP Launch

1. Platform Launch:

• Initial version of the platform with core functionalities.

• Multiple investment pools.

1. Basic Tokenomics:

• mplementation of a modular 8LENDS issuance system.

1. Smart Contracts:

• Creation of a collateralized loan pool through smart contracts.

1. Test Loan Issuance:

• Conducting test transactions to validate platform mechanics.

1. Loyalty Bonuses:

• Start accruing loyalty bonuses for early participants.

Q2 2025: Expanded Tokenomics & Product Launches

1. Launchpad & Launchpool:

• Introduction of new products to enhance token utility and retention.

1. Smart Issuance:

• Introduction of a system for loans backed by 8LENDS, including controlled token issuance to prevent inflation.

1. Token Burn:

• Implementation of a smart contract for the automatic burning of unclaimed tokens.

1. Investor Protection:

• Development of insurance pools in 8LENDS and USDC to protect investors from defaults.

1. Platform-Wide 8LENDS Integration:

• Full integration of 8LENDS across all platform components, including Launchpad, Launchpool, and LendingPool.

Q3 2025: Full Platform & RWA Integration

1. RWA Collateral:

• Integration of tokenized real-world assets (RWAs) as collateral for loans.

1. Secondary Market:

• Introduction of a secondary market for the reselling of CP tokens earned from investments.

1. Broader Loan Offering:

• Expanding loan offerings to include both firms and individuals using RWAs.

1. Co-Investors & Insurance:

• Partnering with co-investors and creating an insurance pool to enhance investment security.

1. Geographic Expansion:

• Launching additional operations to meet the high demand for decentralized loans.

1. Strategic Partnerships:

• Establishing partnerships with DeFi protocols (e.g., Uniswap, Compound) and decentralized insurance platforms to strengthen liquidity and security.

Q4 2025: Scaling & Advanced Features

1. Cross-Network Pools:

• Launching investment projects that can utilize liquidity from various networks, increasing returns through mechanisms like restaking and liquidity reuse.

1. Co-Branded Credit Cards:

• Issuing credit cards tied to platform holdings.

1. Leverage for Investors:

• Introducing a leverage mechanism allowing investors to use collateral for higher returns.

1. Tokenized Loans:

• Enabling the tokenization and secondary market trading of loans, creating a decentralized financial ecosystem for loans.

Q1 2026: Global Scale & AI Integration

1. Global Market Expansion:

• Scaling the platform to cater to global users, including retail and institutional investors, and integrating TradeFi.

1. Advanced RWA Use:

• Further integration of RWAs across DeFi protocols.

1. AI & Automation:

• Implementing AI for enhanced risk assessment and automated lending decisions.